HomeMy WebLinkAboutAgenda Packet - EVWD Board of Directors - 07/22/2015(Page 3)
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JULY 22, 2015INVESTMENT POLICY
FISCAL YEAR 2015-16
FINANCE DEPARTMENT OBJECTIVE
•Goal 2 - Cultivate Sources, Other than Utility Rates,
for Cost Recovery and Project Funding
– Objective 4 - Enhance yields on cash reserves by
updating District investment Policy and through
diversification of investment portfolio. Submit policy for
California Municipal Treasurers Association certificate.
2
INVESTMENT ACTIVITY OBJECTIVES
•Safety - Foremost of the objectives, seeks to ensure
the preservation of capital in the overall portfolio.
Requires diversification so losses on one security do
not exceed earnings on remainder of portfolio
•Liquidity - Requires that the portfolio remain liquid
enough to meet reasonably anticipated operating
requirements.
•Yield – Portfolio should be designed to obtain the
best yields or returns, but yield should remain
secondary to Safety and Liquidity.
3
CURRENT POLICY
•EVWD Bonds
•Other California local agency bonds
•US Treasury Bills, Notes, Bonds
•US Agencies
•California Debt Obligations
•Negotiable Certificates of Deposit
•Mutual Funds
•Collateralized Bank Deposits
•LAIF
4
CURRENT INVESTMENT ALLOCATION
$13,117,520
$1,311,516
$3,888,402
$745,096
$1,958,776 $1,097,994
LAIF
US Treasuries-CBB
US Agencies-CBB
Bank Deposits
Mutual Fds-Sinking
Mutual Fds-Proceeds
EXAMPLE: AMORTIZED COST
•$500,000, 7 yr. T-Note, 2.75%
•Matures 11/30/16
•Purchased 11/23/12 for $544,375
•Annually
– Revenue $ 13,750
– Amortization Cost (11,100)
– Net 2,650
– Yield .53%
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PROPOSED ADDED INVESTMENT TYPES
7
•MUNICIPAL BONDS – OTHER
STATES
•Registered note or bond issued by one
of 49 state, or a department, board,
agency, or authority of a state. May
include bonds payable solely from
revenue.
•COMMERCIAL PAPER
•Unsecured or asset backed short term
security (less that 270 days) with
highest possible rating from an
NRSRO (A1/P1/F1).
•MEDIUM TERM NOTES
•Debt instruments of corporations or
banks organized and operating in the
US. Must be at least AA; limited to 5
years and 30% of portfolio
•LOCAL GOVERNMENT
INVESTMENT POOLS
•Shares of beneficial interest in a pool
created by Joint Powers Agreement to
invest in obligations authorized by the
CGC.
•PLACEMENT SERVICE DEPOSITS
•Non-negotiable CDs purchased from a
network of financial institutions
through a private entity. CD balances,
principal plus interest, are kept below
the FDIC insurance limit
Credit Rating Requirements
Investment Type
CA Minimum Credit
Rating Requirement
EVWD Minimum Credit
Rating Requirement
Municipals – Other States N/A N/A
Commercial Paper Corp Comm Paper ‘ A-1’
Corp Other Debt ‘A’
Corp Comm Paper ‘A-1’
Corp. Other Debt ‘A’
Medium Term Notes A AA
Local Government Investment Pools
Investment Advisor
• Registered with SEC
• 5 yrs experience
• $500 million under mgt
AA
Placement Service Deposits Fully FDIC insured Fully FDIC insured
8
NEXT STEPS
•Cash Flow Projections
•Establish Broker Relationship
– Proof of Financial Industry Regulatory Authority (FINRA)
Certification
– Proof of State of California Registration
– Completed Broker / Dealer questionnaire
– Audited Financial Statements
– Certification of having read the District’s Investment
policy and depository contracts
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RECOMMENDATION
•Adopt Resolution 2015.08 establishing and
Investment Policy for public funds for the East Valley
Water District 2015-16 fiscal year.
•Agency Ideal IV Fully Understand Challenges to
Cultivate Effective Solutions
–IV (C)Pursue alternative funding sources
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